Season of Change

The beautiful fall colors and decreasing temperature remind us of the seasons change. The mortgage industry has entered it's own season of change over the last several months.

I have been in the mortgage business since 1991 and have seen plenty of change. However, the changes we have seen in the last several months are some of the biggest and fastest changes I have seen in my career.

If you know someone who is looking to buy a home and they have little to no down payment, less than perfect credit or a difficult time verifying their income, now is the time for them to buy. Mortgage options are being taken off the table almost daily.

While there are still plenty of options for those with great credit, a down payment and income that can be verified, the options for anyone else are changing quickly. To the point, where home ownership will be out of the reach for many less than perfect borrowers.

Now is a great time to have your friends, family or relatives call me. With the market changing, don't let them miss their window of opportunity.

Have a safe and blessed Thanksgiving.